On March 26, the 14th Research Seminar on Economic Studies titled “Bank Lending: Trends, Risks, and New Opportunities” was held at the International College of Economics and Finance (ICEF) of the National Research University Higher School of Economics (HSE University). The event was organized jointly by the Bank of Russia, the New Economic School (NES), and HSE University. The seminar gathered participants from the Bank of Russia, Sberbank, T-Bank, as well as professors from leading universities in Russia, the United States, China, and the Netherlands, and representatives from the banking and analytical communities. Audiences across Russia, Belarus, Kazakhstan, and the Republic of Sakha (Yakutia) tuned in to the expert discussions. Key topics included the development of the banking sector, environmental factors in lending, the impact of managerial competencies on loan quality, prudential regulation and financial stability, and credit risks and strategies.